14 Apr, 2024
1 min read

Crime is way up in DC because US Attorney Matthew Graves won’t do his job

Matthew Graves, the US attorney for the District of Columbia, must be grateful that the Justice Department will “surge additional law enforcement tools and resources” to tackle violent crimes and carjackings in the nation’s capital. But he should also be embarrassed. The announcement is a tacit admission that the city’s chief prosecutor has failed abysmally at tackling crime.

In the department’s press release, Graves is quoted as saying, “We have been surgically targeting and prosecuting those driving violence within our community.” That’s a lie, and everyone knows it: from police and community members to prosecutors in his own office and those who, disgusted by his policies, have left for other employment. One of us (Stimson) explaining before the House Judiciary Committee last August about Graves’ appalling record and what needs to be done to protect visitors and residents.

Last year in Washington, DC, there were 274 homicides (a 35% increase over 2022), 3,470 robberies (a 67% increase), 6,829 car thefts (an 82% increase), and 13,349 thefts (a 23% increase). Overall, violent crime was up 39%, and all crime was up 26% year over year.

Carjacking is a huge problem in Washington, DC Last year, there were 958 carjackings — 77% of which involved guns — and the police closed only 260 cases, resulting in 173 arrests. Sixty-two percent of those arrests involved juveniles, the majority of whom were 15 or 16 years old, yet Graves refused to prosecute most violent juveniles as adults.

Despite this crime tsunami, Graves’s office of 330 prosecutors has a decline rate of 67%. Graves tries to blame everyone but himself for this problem, from the crime lab to the courts to the police, the latter of whom he says brought weak cases to his office.

The police aren’t buying it. Robert J. Contee III,

Read the rest
2 mins read

What Life Insurance Offers the Living

What You Need to Know

  • Typical marketing strategies miss many young prospects.
  • They may not reach experienced traditional major life events.
  • They could be on TikTok. Really.

As insurance agents, we know that when our customers hear the phrase “life insurance,” they usually think about one thing: death.

For the average American, the purchase of a life insurance policy is viewed solely as a protective measure, a means of providing financial security for the loved ones we leave behind.

What many don’t understand is that life insurance is also a strategic investment that offers financial advantages to policyholders while they’re alive.

Many younger Americans, namely millennials and Gen Z, stand to significantly benefit from obtaining a life insurance policy if purchased sooner rather than later.

While targeting this demographic has historically presented challenges for our industry, advances in insurance technologies create new opportunities to break through to these younger populations this year.

But what messages should we be sharing with this untapped demographic?

Obstacles to a Younger, Viable Customer Base

There are several reasons why insurers have struggled to sell life insurance policies to younger people over the years.

For starters, the way we have traditionally connected with potential life insurance policyholders tends to exclude the vast majority of younger Americans.

For example, by primarily focusing on mortgage holders, we fail to promote our services to the millions of younger Americans who don’t yet — or may choose to never — own a home.

Second, insurance companies have never developed a practical communication strategy for engaging young people.

While younger Americans may express interest in acquiring a life insurance policy, our primary method of reaching prospective clients has been through referrals from friends and family.

If, for example, millennials aren’t discussing their preferred life insurance company over dinner and drinks

Read the rest